Participating dental practitioners offer zipMoney as a longer-term payment option to enable you to access their recommended dental treatment sooner.
With 6 months interest fee, zipMoney gives you the opportunity to pay for your dental with a flexible monthly payment plan.* terms and conditions apply, see below for details.

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What is a zipMoney Payment Plan?

zipMoney Payment Plans are a safe, simple and convenient way to pay for your dental treatment. They give you the ability to checkout today and pay for your dental treatment over time with flexible, interest-free payment plans. The process is entirely paperless and designed around simplicity.


How does a zipMoney payment plan work?

  1. Complete your application and get a decision in minutes
  2. zipMoney will pay the dental practitioner on your behalf
  3. You pay zipMoney over time in easy monthly payments


Frequently asked questions

  • Must be 18 years or over
  • Must be an Australian citizen or a resident
  • Must be employed in some capacity

Complete the easy 3 minute application. You’ll be surprised at how simple the process is.

Once approved and you accept the terms and conditions, zipMoney will pay the practitioner on your behalf.

Although zipMoney’s interest free plans means you can enrol today without paying anything upfront – it is a loan and must be paid back. Failure to do so could affect your future credit rating.

zipMoney’s payment plans are interest free for 6 months, but please be aware that interest will start to accrue after the interest free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

You can shop today, get it delivered, and pay nothing upfront. By paying for orders on a plan you can split the cost and pay over time. zipMoney even pays the practitioner on your behalf, no money ever changes hands.

You are provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. No need to use your credit card or seek a loan elsewhere.

It’s simple and easy to use.


  • No deposit, so nothing to pay today
  • A one-off establishment fee of $49 applies for a $5000 limit. No establishment fee applies up to a $2000 limit. Don’t worry this is added to your interest free balance. Please see your application and contract for details.
  • Minimum monthly payments apply. See your contract and application for details.
  • An interest free period of 6 months, after which interest will accrue at the standard annual percentage rate
  • A small monthly admin fee of $7.95 (only payable if a balance is owing). Please refer to your contract, terms and conditions for further information.

Contact ZipMoney’s friendly staff at Customer Care:

Customer service: 02 8294 2345
Email: [email protected]

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Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).

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