HCF Members No Gap Dental

Pacific Smiles Dental: HCF Preferred Provider for No-Gap Dental Care

 

  • Enjoy great rates on a wide range of dental services
  • Access over 110 Pacific Smiles Dental locations across Australia
  • Open early, late, and on weekends to suit your schedule
  • Benefit from HCF’s More for Teeth program, offering eligible members 100% back on select preventive dental services*

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No Gap Dental with HCF at Pacific Smiles Dental

Pacific Smiles Dental, part of the HCF No-Gap network, offers eligible HCF members a range of no-gap dental services. Eligible members with HCF extras cover can enjoy preventive services with no out-of-pocket costs. This includes essential dental services that help maintain a healthy smile, covered under HCF’s More for Teeth program.

 

Eligible No-Gap Services at Pacific Smiles Dental

With HCF’s More for Teeth program, members with Basic extras cover can access the following preventive services with no gap:

  • Annual check-up
  • Scale and clean
  • Fluoride treatment
  • Mouthguards (subject to annual limits and waiting periods)

Additional services such as fillings, X-rays, extractions, and more complex treatments may also be available at special HCF rates, allowing you to save on both routine and advanced dental care.

Find Out What You Can Claim

Log into your HCF member account to check your annual limits, claim eligibility, and make the most of your cover.

Appointments available near you

At Pacific Smiles Dental, we have Practitioners at over 110 locations across Australia. With early, late and weekend bookings, you can find an appointment at a time and location that suits you.

*Eligibility and waiting periods apply to all no-gap benefits under HCF’s More for Teeth program.

View our HCF No gap dental FAQs below.

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Frequently Asked Questions

A gap payment is the difference between what you are charged and how much Medicare or your health fund will give you back. Visiting a participating Pacific Smiles Dental centre means nib members with available extras cover won't have to pay any difference between the total treatment cost and what nib covers for included preventative treatments.

No Gap dental includes:
  • Examination
  • Scale and clean
  • Fluoride treatment
  • X-rays (where clinically necessary)

Contact your local Pacific Smiles Dental centre to confirm participation. Alternatively, you can use the nib Find a Provider tool to search for a centre near you and see if they offer no gap dental check-ups.

You can choose to see any Pacific Smiles Dental Practitioner that you like, but by selecting a provider within the nib First Choice network, you may receive better value. Contact your local Pacific Smiles Dental centre to confirm participation.

Relevant waiting periods, annual limits and service limits apply. The no gap offer can't be combined with other offers or government schemes and can't be exchanged for cash. Offer only available with Dentists who have a preferred provider agreement with nib. Please note, this offer isn't available to DentalPass members and you must have nib Extras cover to use it.

Check your annual extras limits and find out what you can claim by logging in to your account at nib.com.au.

For more information and full terms and conditions, visit https://www.nib.com.au/health-information/no-gap-dental-expansion